Investing for income
Share markets are renowned for taking unexpected downturns and while history shows that markets eventually recover, this rebound in value can occasionally take time. Investors concerned about this risk might consider a stronger focus on income generating investments.
$3 million super tax explained
Known to some as the ‘$3 million super tax’, new legislation effective from 1 July 2026 will add an extra 15% tax on earnings attributable to the part of a member’s Total Super Balance (TSB) above $3 million, plus a further 10% (totalling 25% extra) on the portion attributable to their Total Super Balance (TSB) over $10 million.
What is an investment platform?
An investment platform is an administrative system for your investments. Platforms offer a range of investments and services, all in the one place. They consolidate reporting, transactions, tax information and portfolio management into a single system.
The explosion of the Australian credit market
Hybrids combine elements of debt and equity. Like bonds, they pay a fixed or floating return; like shares, they carry equity like risks, including subordination and potential conversion to equity. This places them between traditional credit and equities, offering higher income potential alongside added complexity.